MLS Funding

Rob McLaughlin

Loan Programs

What’s Your Lending need?

Are you currently renting & looking to buy your first home? Moving up to accommodate growing family or finally ready for that vacation home? Refinancing out of an Adjustable rate mortgage or consolidating high interest rate bills? We specialize in Home Loans for Purchases and Refinances!

The following is a list of programs offered by MLS with a brief description of the key elements of each loan program.

To contact a mortgage specialist today, please call us at 360-570-2066!

FHA Mortgage

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs. This is a GREAT program for the 1′st Time Home Buyer!

VA Mortgages

Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person. We have a Verteran in our office that would be honored to help you with VA Financing!

USDA Rural Development

Guaranteed by USDA and backed by the federal government, this mortgage offers borrowers to put 0% down payment. Great for low-moderate income households in the outline rural areas.